American 401k is a complete-solution package Which means that You Can rely on us to take care of managing your plan, while you manage your business.

» Businesses 1 - 500 employees
» Annual administration fee $500 + $20 per participant (no monthly fees)
» Payroll integration & contribution processing
» Signature-ready 5500 & all required disclosure notices included
» Loans, hardship withdrawals, participant tax reporting built-in
» Roth 401k included
» Profit Sharing included, $0

Compliance, 5500, ADP testing, and year end reporting are all fully covered to ensure your regulatory obligations.

What Is Included With Administration & Record keeping?

⦿ Service excellence, responsiveness from your administration team

⦿ Flexible IRS-approved prototype plan documentation

⦿ Payroll integration & specialist to guide your set-up

⦿ Compliance under DOL, IRS tax form 5500, annual reporting

⦿ Loans, hardship withdrawals, rollovers, and distributions

⦿ Comprehensive participant education and investment services

⦿ Online employer management records and participant reports

How are your employees Supported?

» Mobile enrollment experience

» Expert on-site enrollment meetings, webinars

» 1-on-1 financial reviews & investment guidance

» Comprehensive enrollment materials, 401k benefits, Traditional vs. Roth

» Customer service, account manager concierge service

» Retirement income calculators, portfolio projections

» Fund profiles, Morningstar® reports

» Statements updated daily online, lifetime total returns

» Loan modeling