American 401k offers an open-architecture investment platform of mutual funds, ETFs, CITs, and individual securities.
Our retirement plan operations have been servicing businesses for over 35 years
Businesses 1 – 1,000 employees
OUR PARTNERS
MML Investors Services, LLC® (MML) is a subsidiary of MassMutual. MML, in its capacity as a registered Broker-Dealer with the Financial Industry Regulatory Authority (FINRA), and member of the Securities Investor Protection Corporation (SIPC), is one of the nation’s largest independent broker-dealership and a leading registered investment advisory firms offering investment products, wealth management services, and retirement plan programs. MML, founded in 1981, currently employs over 8,000 knowledgeable investment advisors, nationally.
Your plan will be supported by individuals who hold the designations of Accredited Investment Fiduciary (AIF®) and Chartered Retirement Plan Specialist (CRPS®).
Accredited Investment Fiduciary® (AIF®) designees can demonstrate that they have met educational, competence, and conduct and ethical standards to carry out a fiduciary standard of care and serve the best interests of their clients. Please visit Fi360 to learn more about an AIF.
Chartered Retirement Plan Specialist (CRPS®) is the industry-benchmark for credentials related to retirement plan creation & maintenance. A CRPS® designee has specialty knowledge to recommend implementation techniques that can be executed into well-structured, company-appropriate retirement plans.
American Trust Custody (ATC), formerly Mid Atlantic Trust Company, is the custodian for all plan assets and transactions of American 401k. With a commitment to providing the best services in the industry, American Trust Custody offers a wide range of services to its over 200 industry partners. ATC’s state-of-the-art trading and reporting systems integrate directly into your recordkeeping or trust accounting system, allowing fully electronic processing, settlement, and reporting of trades and transactions.
Recordkeepers and third party administrators rely on ATC as one the nation’s largest for trust, custody, participant distribution, and/or clearing and settlement services for over 100,000 retirement plans and trust accounts.
Through their extensive relationships with mutual fund families and exchange-traded fund providers, and as an NSCC self-clearing member, ATC offers access to over 23,000 mutual funds from 450 different issuers and nearly 1,100 ETFs from 70 various providers.
Along with AmericanTCS affiliates, American Trust Custody offers the ability for sub-advised CITs with your investment strategy, at an extremely competitive price point.
American Trust Custody, with a history of over 40 years, is a part of EdgeCo Holdings, LP (“EdgeCo”), headquartered in Pittsburgh, PA.
American Trust Custody clears and settles over 9 million trades per month on behalf of administrators, trust, and investment company customers. As a result, when doing business with American Trust Custody, you will have the peace of mind knowing that you are trading with one of the NSCC’s largest mutual fund trade processors.
PB&H Benefits, LLC. (PB&H) is the Administrator (TPA) and record keeper of American 401k. PB&H Benefits is a subsidiary of Pattillo, Brown & Hill, LLP, one of the oldest and most respected accounting firms in Central Texas. With multiple office locations and experienced professionals, PB&H has been a nationally prominent provider of financial services in the business community for over 100 years since 1923!
PB&H assists clients with customized plan design and administration that is most beneficial in meeting the goals of your business. Their retirement professionals have the technical expertise and resources for all aspects of plan design, implementation and ongoing plan operation. PB&H’s primary point of contact client service technique guarantees the personalized service your firm deserves.
As a client-focused consulting and administrative services firm, PB&H honors a commitment to quality and access to expertise in all areas of retirement benefits and accounting. PB&H’s services cover a wide array of retirement and flexible benefit plans, including:
401k Plans
Profit Sharing Plans: Traditional, Age Weighted, Integrated and New Comparability (With Employee Classes)
403(b) Plans: ERISA & Non-ERISA
Safe Harbor 401k Plans
Solo k (Owner-Only 401k Plans)
Cash Balance Pension Plans
PB&H is a member of leading employee benefits associations. Their benefits professionals hold membership and credentials through the American Society of Pension Professionals & Actuaries (ASPPA) and combined memberships include National Institute of Pension Administrators (NIPA), The American Institute of Certified Public Accounts (AICPA), Rotary International, and the Texas Society Human Resource Managers (SHRM). In addition to their professional affiliations, PB&H Benefits professionals are Leadership Waco graduates and are active in the community, serving as volunteers and board members.
